Compare what you'd keep.

Type your own numbers to see, side by side, what you might keep if you list with an agent and if you sell to us. We don't suggest a price for either column: you enter the prices.

Nothing you type here leaves your browser. The math and answers are worked out on this page. We don't save, send or track what you type, and it's gone when you close or reload the page.

If you list with an agent

Expected sale price if you list

What you expect a buyer on the open market to pay, for example from your agent's pricing advice. There's no starting number; enter your own.

Commission

Starts at 5%, as a placeholder you should change. Commission is negotiable and set for each sale. Recent industry reports say the buyer's agent fee is most often 2.5% to 3% and that sellers often pay it, on top of the listing agent's fee. Use the total your agent quotes you.

Your closing costs

Starts at 0%. Who pays transfer taxes, title insurance and other closing costs varies by state and local custom. Ask a title company, closing attorney or your agent for an estimate and enter it as a percent of the price.

Repairs before or after listing

Starts at $0. Buyers can ask for repairs or credits after their inspection, and some loans require repairs. Enter what you expect to spend, including any credits.

Months until a listed sale closes

Starts at 0. Your estimate of how long it takes to sell and close, from today.

If you sell to Star Thing Valley

The price you'd accept from a cash investor

Any price you choose to test. This is not our offer and we don't estimate one here. Our offer is the written purchase agreement we'd send you to sign.

Months until our closing

Starts at 0. The closing date is written in your contract; ask us about it before you sign.

Both ways

Monthly holding costs

Starts at $0. What you pay each month while you still own it: for example property taxes, insurance, utilities, upkeep and loan interest.

Mortgage payoff, liens and back taxes

Starts at $0. Any mortgage, liens or unpaid taxes are paid from your sale proceeds at closing, whichever way you sell. Your lender can give you a payoff statement.

What you might keep

Estimate only, using the numbers you entered. It isn't an offer. Our offer is the written purchase agreement we'd send you to sign.

Estimate from the numbers you entered
Item	List with an agent	Sell to Star Thing LLC
Sale price	–	–
Commission	–	–
Closing costs	–	–
Repairs	–	–
Holding costs	–	–
Mortgage, liens, back taxes	–	–
Estimated amount you'd keep	–	–

Estimate only, using the numbers you entered. It isn't an offer. Our offer is the written purchase agreement we'd send you to sign.

Our column uses our contract: no commission, we pay all closing costs (Section 11), no repairs (we buy as-is), and any mortgage, liens and unpaid taxes are still paid from your proceeds at closing.
If our inspection finds things we didn't expect, we may ask for a lower price. You don't have to agree.
Property taxes, owners' association assessments and rents are prorated to the closing date (Section 11). This estimate leaves prorations, income taxes and moving costs out.
If a seller isn't a U.S. person for tax purposes, federal law (FIRPTA) may require part of the price to be withheld for the IRS at closing.

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